Free tool

Options Payoff Calculator

Build a multi-leg Nifty or Bank Nifty position and see its payoff at expiry, net premium, max profit, max loss and breakeven. Start from a strategy preset, then edit the legs and premiums to match your own trade.

Educational tool. This shows the gross options payoff at expiry from the premiums you enter, not live prices, brokerage or taxes. Preset premiums are illustrative starting values, replace them with real option-chain prices. NiftyWise is not SEBI-registered and this is not advice.
Pick a strategy
Legs
TypeActionStrike / entryPremiumLots

Orange line marks the current spot. Dots on the zero line are breakevens. Hover or tap the chart to read the P&L at any price.

Payoff is the gross result at expiry from the premiums you enter. For the capital needed to hold short legs use the F&O margin calculator; for charges use the brokerage calculator.

Payoff calculator FAQ

What is an options payoff diagram?+

A payoff diagram plots your profit or loss at expiry against the underlying price. The flat and sloped sections show where the position makes or loses money, and where it crosses zero are your breakeven points. It is the clearest way to understand what a strategy can and cannot do before you trade it.

How do I read the breakeven, max profit and max loss?+

Breakeven is the price where profit equals zero. Max profit and max loss are the best and worst outcomes at expiry across the price range. For a naked long or short option one side is unlimited, so we show it as "Unlimited" rather than a number. Defined-risk spreads have a capped max profit and max loss.

Are the premiums real market prices?+

No. When you pick a preset we seed rough, illustrative premiums by moneyness so the diagram has a sensible shape. Replace them with the actual premiums from your option chain to get an accurate payoff for a real trade.

Does this include brokerage, STT and taxes?+

No. The payoff is the gross options result at expiry. Charges are separate and can matter for tight spreads, use the brokerage calculator for those. Margin to hold short legs is estimated in the F&O margin calculator.

Is this trading advice?+

No. This is an educational tool to visualise how option strategies behave. NiftyWise is not SEBI-registered and nothing here is a recommendation to buy or sell.